Commercial Lending

The commercial finance group at Mortgage Advantage specializes in providing lending solutions for complex real estate transactions and business requirements. Our long standing relationships with lenders of all sizes enable us to be flexible and responsive to the financial needs of each client. Our analytical approach to problem solving, out-of-the-box thinking, and ability to facilitate and expedite the lending process has resulted in Mortgage Advantage’s emergence as a regional leader in commercial financing.

Property Types Include

  • Office buildings
  • Retail
  • Hotels
  • Multi-family housing
  • Mixed use
  • Co-op and underlying co-op building loans
  • Vacant land

Sample Financing Options

  • Construction loans
  • Bridge capital loans
  • Credit revolvers
  • Term loans
  • SBA loans

The Commercial Process

1. Initial Consultation

A commercial finance expert will meet with each client for a discovery session to learn more about their business and to discuss their particular financing needs.

2. Client Analysis

We will perform a thorough analysis of each client, including their corporate entities, personal financial statements, cash flow and collateral.

3. Financial Matching

Shopping the deal to a variety of lenders is key, as lenders have different requirements and rates can vary greatly. Amortization periods, legal costs and commitment fees, as well as risk assessment will be different at each lending institution. Each lender is carefully vetted, rates and length of amortization are negotiated, and the best match is determined for each client.

4. Client Approval and Closing

The complete financing package is presented back to the client, and once approved, our expert team will guide the transaction smoothly to closing.

Please call us at 631.424.5100 to speak with a commercial financing expert.